Like we need more reasons to go to a mortgage broker!

By Malcom Day

We have heard about APRA forcing lenders to review their lending practices and to bolster their levels of cash. We have also heard that the size of mortgages have reduced by the most since 2000, according to a report by, due to a slowdown in the property market – even though properties in some areas are still exceeding reserve expectations.

Things are not as dire as they may seem – depending on how you look at it